PCI Solutions Center

 

Payment Card Industry Data Security Standard (PCI DSS)

 
 

The PCI Kit

  • Reymann Group:  PCI Self-Certifications Just Got Easier!
  • Forrester: 
    The Top 10 Things You Should Know About PCI Compliance
  • Aberdeen:
     Protecting Card Holder Data
  • Xceedium: 
    PCI Compliance - Technical Note

Xceedium Resources

 
 

The major payment card networks, including Visa, MasterCard, American Express, and Discover, founded the PCI Security Standards Council to develop a security standard to protect credit or debit card information in order to prevent, identify and respond to security breaches involving sensitive payment card data. This comprehensive standard is intended to help organizations proactively protect customer account data, and is backed by an enforcement mechanism in the form of yearly audits of merchant and processor information systems to ensure compliance.

The 12 Requirements of the PCI Data Security Standard are designed to:

  • Build and Maintain a Secure Network
    • Requirement 1: Install and maintain a firewall configuration to protect cardholder data
    • Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters
       
  • Protect Cardholder Data
    • Requirement 3: Protect stored cardholder data
    • Requirement 4: Encrypt transmission of cardholder data across open, public networks
       
  • Maintain a Vulnerability Management Program
    • Requirement 5: Use and regularly update anti-virus software
    • Requirement 6: Develop and maintain secure systems and applications
       
  • Implement Strong Access Control Measures
    • Requirement 7: Restrict access to cardholder data by business need-to-know
    • Requirement 8: Assign a unique ID to each person with computer access
    • Requirement 9: Restrict physical access to cardholder data
       
  • Regularly Monitor and Test Networks
    • Requirement 10: Track and monitor all access to network resources and cardholder data
    • Requirement 11: Regularly test security systems and processes
       
  • Maintain an Information Security Policy
    • Requirement 12: Maintain a policy that addresses information security
share Xceedium